About Habitat for Humanity San Francisco
>HHSF seeks to bring people together to provide affordable ownership housing for low-income families and individuals in San Francisco. HHSF volunteers work alongside partnering families to build and renovate homes, which are sold to families living in inadequate housing. The homes are sold at no profit with affordable, no-interest mortgages, which will not exceed 33% of the family's annual gross income. HHSF uses these mortgage payments to build more houses. The only down payment for each family is a commitment of 200-500 hours of "sweat equity" depending on family size, including work on their own home.