{"id":13468,"date":"2026-05-22T10:34:56","date_gmt":"2026-05-22T10:34:56","guid":{"rendered":"https:\/\/www.salesforce.com\/?p=13468"},"modified":"2026-05-22T10:34:57","modified_gmt":"2026-05-22T10:34:57","slug":"digital-labour-to-solve-the-capacity-crisis","status":"publish","type":"post","link":"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/","title":{"rendered":"Pensions Dashboard: Using Digital Labour to Solve the Capacity Crisis"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"h-the-big-bang\"><strong>The \u2018big bang\u2019<\/strong><\/h2>\n\n\n\n<p>The Pensions Dashboard is no longer in the distant future \u2014 it&#8217;s an imminent operational crisis. By October 31st 2026, Pensions providers must connect to the new Dashboard. The latest <a href=\"https:\/\/www.pensionsdashboardsprogramme.org.uk\/publications\/news\/6-months-to-go-to-pensions-dashboards-connection-deadline\" target=\"_blank\" rel=\"noreferrer noopener\">news<\/a> is that 1,000 are already linked covering over 60 million private pension records.<\/p>\n\n\n\n<p>The result? Tens of millions of people will suddenly see all their pensions in one place. While this transparency and access is great for consumers, it represents an overnight, ground-breaking operational nightmare for every provider.<\/p>\n\n\n\n<p>Through <a href=\"https:\/\/www.salesforce.com\/uk\/agentforce\/\" target=\"_blank\" rel=\"noreferrer noopener\">Agentforce<\/a>, Salesforce enables organisations to deploy Digital Labour, unlocking a &#8220;limitless service&#8221; that scales operations securely with empathy and precision.\u00a0\u00a0\u00a0\u00a0\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-pension-holders-in-the-dark\"><strong>Pension holders in the dark<\/strong><\/h2>\n\n\n\n<p>The emotional importance of retirement savings, coupled with current low engagement, sets the stage for a dramatic increase in customer contact. <a href=\"https:\/\/www.smf.co.uk\/two-fifths-of-workers-dont-know-how-much-their-employer-contributes-to-their-pension-pot-new-research-finds\/\" target=\"_blank\" rel=\"noreferrer noopener\">Research<\/a> from the Social Market Foundation\u00a0shows that 22% of pension-holding employees rarely check their savings, and 40% are unaware of their employer&#8217;s contributions.\u00a0<\/p>\n\n\n\n<p>A <a href=\"https:\/\/www.standardlifeplc.com\/news-and-views\/press-releases\/article-page\/millions-risk-missing-out-on-retirement-income\" target=\"_blank\" rel=\"noreferrer noopener\">study<\/a> by Standard Life found that 26% of UK adults do not know who their current pension provider is, 66% of adults have never tried to track down lost pension pots, and 24% are unaware that changing employers can result in having multiple pension pots. All suggesting a massive latent demand for the service that will translate into a wave of immediate contact queries once the Dashboard launches.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-capacity-crisis\"><strong>The Capacity Crisis<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-volume-surge\">The Volume Surge<\/h3>\n\n\n\n<p>As the Dashboard moves people from &#8216;passive&#8217; saving to &#8216;active&#8217; enquiry, providers should expect a sustained, high-volume influx of member contact. This is driven by emotive questions from customers like, \u201cWhy is my pot smaller than expected?, \u201cHow do I access my money?\u201d or \u201cShould I consolidate my pensions?\u201d.<\/p>\n\n\n\n<p>The scale of the impending customer contact is significant: <a href=\"https:\/\/www.wtwco.com\/en-gb\/news\/2025\/10\/over-a-third-of-pension-schemes-anticipate-a-30-50-percent-spike-in-member-activity-once-dashboards\" target=\"_blank\" rel=\"noreferrer noopener\">polling<\/a> from WTW shows 38% of pension schemes are predicting a 30-50% increase in volume, with a quarter expecting these elevated levels to last five years or more.<\/p>\n\n\n\n<p>This surge will be driven by latent demand, as the Department of Work and Pensions (DWP) believe up to 80% of people are expected to use the Dashboard, including those searching for the <strong>\u00a326.6 billion in unclaimed pension pots<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-complexity-hurdle\">The Complexity Hurdle<\/h3>\n\n\n\n<p>The challenge is not just volume, but complexity. The DWP acknowledges the Dashboard increases administrative burden, particularly regarding withdrawals. Moreover, lost pots and data discrepancies will create thousands of time-intensive &#8220;Possible Match&#8221; cases, which require verification within five days.<\/p>\n\n\n\n<p>Pension provider\u2019s Service Operations and Contact Centres will be overwhelmed and unable to cope with this huge influx of phone calls and emails.&nbsp; Operations are already stretched today, hampered by legacy systems and siloed customer data making work highly manual.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Our own Salesforce <a href=\"https:\/\/www.salesforce.com\/uk\/service\/resources\/state-of-service-report\/\" target=\"_blank\" rel=\"noreferrer noopener\">State of Service Report<\/a> shows that Service representatives spend less than half their time (46%) with customers due in part to administrative tasks and internal responsibilities.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-solution-limitless-service-with-agentforce\"><strong>The Solution: Limitless Service with Agentforce<\/strong><\/h2>\n\n\n\n<p>Many organisations will not have the HR budgets to simply hire their way out of the problem by expanding their teams. &nbsp; Leaving these enquiries unanswered doesn&#8217;t just hurt KPIs &#8211; it leaves people frustrated and anxious about their financial future.<\/p>\n\n\n\n<p>The equation &#8220;Volume = More Hiring&#8221; is now obsolete. To navigate the Dashboard surge, providers require <strong>Limitless Service<\/strong>\u2014the ability to instantly scale capacity to meet a 50% demand spike without a corresponding 50% spike in overhead.<\/p>\n\n\n\n<p>The challenge isn\u2019t just the volume, but how to solve the <strong>data disconnect<\/strong>. At Salesforce, we move providers from being reactive to &#8220;Agentic&#8221; by deploying <strong>Digital Labour<\/strong>\u2014an autonomous workforce that proactively resolves the &#8220;Possible Match&#8221; issues and scales operations in weeks, not months.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-the-3-step-path-to-limitless-service\"><strong>The 3-Step Path to Limitless Service<\/strong><br><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 1: Harmonise &#8220;Messy&#8221; Data with Data 360<\/strong> Siloed data is the fundamental cause of administrative waste. Data 360 unifies legacy policy and NI records to create a single, customer-centric profile, enabling digital labour to &#8220;know&#8221; who is calling and resolve data gaps before human intervention is required.<br><\/li>\n\n\n\n<li><strong>Step 2: Deploy Autonomous Reasoning with Agentforce<\/strong> Leveraging the Atlas Reasoning Engine, Agentforce moves beyond rigid scripts. When a customer asks, <em>&#8220;Why is my pot smaller than I expected?&#8221;<\/em>, the agent securely retrieves their specific contribution history, compares it to dashboard projections, and explains the difference in clear, empathetic language.<br><\/li>\n\n\n\n<li><strong>Step 3: Protect Human Resources via Financial Services Cloud (FSC)<\/strong> The goal is to protect the human touch for moments that matter most and high-value interactions. When a query shifts from basic status checks (&#8220;Where is my pension?&#8221;) to complex advice (&#8220;Should I consolidate?&#8221;) Agentforce seamlessly hands off to a specialist in FSC with a complete &#8220;Customer 360&#8221; view and an AI-generated summary, ensuring the customer never has to repeat their situation.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-build-for-scale-not-just-survival\"><strong>Build for Scale, Not Just Survival<\/strong><\/h2>\n\n\n\n<p>Agentforce is an active operational partner; it doesn&#8217;t just talk\u2014it <strong>acts<\/strong>. By triggering workflows to update records or flagging complex cases for manual review, it allows providers to decouple headcount from contact volume.<\/p>\n\n\n\n<p>Salesforce itself has achieved<a href=\"https:\/\/www.salesforce.com\/blog\/limitless-service\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong> Limitless Service<\/strong><\/a>, resolving 83% of cases on our own Help page without any human agent. SimplyHealth is already achieving tangible <a href=\"https:\/\/www.salesforce.com\/uk\/customer-stories\/simplyhealth\/\" target=\"_blank\" rel=\"noreferrer noopener\">results<\/a> with Agentforce, including a 90% reduction in email response time and 30% of queries resolved through conversational AI.<\/p>\n\n\n\n<p>The good news is that many leading Pensions providers are already using Salesforce CRM and Data 360 (recognised by Gartner as the #1 leading platform), meaning the foundation for this next level of service is already in place.<\/p>\n\n\n\n<p>The Dashboard launch will define which providers are built for scale. I am currently helping our customers integrate Agentforce Digital Labour into their existing teams to absorb these new volumes in weeks, not months. <strong>It\u2019s not too late, but decisive action is required now.<\/strong><\/p>\n\n\n\n<p><strong>Is your operation ready?<\/strong> I\u2019m hosting 15-minute <strong>&#8220;Agentforce Readiness Briefings&#8221;<\/strong> for Pension Service Leaders to demonstrate how to bridge the gap and achieve limitless service. <strong>Message me for more details at <\/strong><a href=\"mailto:tshuff@salesforce.com\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>tshuff@salesforce.com<\/strong><\/a><\/p>\n\n\n\n<div class=\"layout-sixteen wp-block-salesforce-blog-offer\">\n\t<div class=\"wp-block-offer__wrapper\">\n\n\t\t<div class=\"wp-block-offer__content\">\n\t\t\t<h2 class=\"wp-block-offer__title\">Agentforce Readiness Briefings<\/h2>\n\t\t\t\t\t\t\t<p class=\"wp-block-offer__description\">Joini me for a 15 minute briefing session. <\/p>\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"wp-block-button\">\n\t\t\t\t\t<a class=\"wp-block-button__link\" target=\"_self\" href=\"mailto:tshuff@salesforce.com\">Email me<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"wp-block-offer__media\">\n\t\t\t\t\t<\/div>\n\t<\/div>\n\n\t\t\t<div class=\"wp-block-offer__graphics wp-block-offer__contour\"><\/div>\n\t\n\t\t\t<!-- Standard Illustration -->\n\t\t<img decoding=\"async\" class=\"wp-block-offer__graphics wp-block-offer__illustration\" src=\"https:\/\/www.salesforce.com\/eu\/blog\/wp-content\/themes\/salesforce-blog\/dist\/images\/offer-block\/offer-illustration-layout-sixteen.png\" alt=\"\">\n\n\t\t<!-- Small Accent Illustration -->\n\t\t\t\t\t<img decoding=\"async\" class=\"wp-block-offer__graphics wp-block-offer__accent\" src=\"https:\/\/www.salesforce.com\/eu\/blog\/wp-content\/themes\/salesforce-blog\/dist\/images\/offer-block\/offer-accent-layout-sixteen.png\" alt=\"\">\n\t\t\n\t\t<!-- Left Side Illustration -->\n\t\t\t\t\t<img decoding=\"async\" class=\"wp-block-offer__graphics wp-block-offer__illustration-left\" src=\"https:\/\/www.salesforce.com\/eu\/blog\/wp-content\/themes\/salesforce-blog\/dist\/images\/offer-block\/offer-illustration-left-layout-sixteen.png\" alt=\"\">\n\t\t\n\t\t<!-- Cloud Illustration -->\n\t\t\t\t\t<img decoding=\"async\" class=\"wp-block-offer__graphics wp-block-offer__cloud\" src=\"https:\/\/www.salesforce.com\/eu\/blog\/wp-content\/themes\/salesforce-blog\/dist\/images\/offer-block\/offer-cloud-layout-sixteen.png\" alt=\"\">\n\t\t\n\t<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Pensions Dashboard is no longer in the distant future \u2014 it&#8217;s an imminent operational crisis.<\/p>\n","protected":false},"author":288,"featured_media":13479,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"sf_justforyou_enable_alt":true,"optimizely_content_id":"6a10181cd22cb3abea333312","post_meta_title":"","ai_synopsis":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"sf_topic":[442,542,75],"sf_content_type":[437],"coauthors":[581],"class_list":["post-13468","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","sf_topic-agentforce","sf_topic-digital-labour","sf_topic-service","sf_content_type-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Pensions Dashboard: Using Digital Labour to Solve the Capacity Crisis - Salesforce<\/title>\n<meta name=\"description\" content=\"The Pensions Dashboard is no longer in the distant future \u2014 it&#039;s an imminent operational crisis. See how Digital Labour can help.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pensions Dashboard: Using Digital Labour to Solve the Capacity Crisis\" \/>\n<meta property=\"og:description\" content=\"The Pensions Dashboard is no longer in the distant future \u2014 it&#039;s an imminent operational crisis.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/\" \/>\n<meta property=\"og:site_name\" content=\"Salesforce\" \/>\n<meta property=\"article:published_time\" content=\"2026-05-22T10:34:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-22T10:34:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.salesforce.com\/eu\/blog\/wp-content\/uploads\/sites\/14\/2026\/05\/digital-labour.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tom Shuff\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tom Shuff\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/\"},\"author\":[{\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/#\/schema\/person\/image\/0b77e78c00b4cb36bd1a3486828105ff\"}],\"headline\":\"Pensions Dashboard: Using Digital Labour to Solve the Capacity Crisis\",\"datePublished\":\"2026-05-22T10:34:56+00:00\",\"dateModified\":\"2026-05-22T10:34:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/\"},\"wordCount\":961,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.salesforce.com\/eu\/blog\/wp-content\/uploads\/sites\/14\/2026\/05\/digital-labour.jpeg\",\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/\",\"url\":\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/\",\"name\":\"Pensions Dashboard: Using Digital Labour to Solve the Capacity Crisis - Salesforce\",\"isPartOf\":{\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/digital-labour-to-solve-the-capacity-crisis\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.salesforce.com\/eu\/blog\/wp-content\/uploads\/sites\/14\/2026\/05\/digital-labour.jpeg\",\"datePublished\":\"2026-05-22T10:34:56+00:00\",\"dateModified\":\"2026-05-22T10:34:57+00:00\",\"author\":{\"@id\":\"https:\/\/www.salesforce.com\/eu\/blog\/#\/schema\/person\/dcc5d72b477aa95a7ba34ba32516f89a\"},\"description\":\"The Pensions Dashboard is no longer in the distant future \u2014 it's an imminent operational crisis. 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