\ubb34\uc5c7\uacfc\ub3c4 \ubc14\uafc0 \uc218 \uc5c6\ub294 \ub178\ud558\uc6b0\ub780 \uc790\uc0b0\uc744 \uc720\ud6a8\ud558\uac8c \ud65c\uc6a9\ud569\uc2dc\ub2e4<\/a><\/p>\n\ub178\ud558\uc6b0\ub294 \uc870\uc9c1\uc758 \ud070 \uc790\uc0b0<\/h2>\n
\uc815\ubcf4\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc5c5\ubb34\uc5d0 \uad00\ub828\ub41c \ub178\ud558\uc6b0\ub97c \uad00\uacc4\uc790\ub07c\ub9ac \uacf5\uc720\ud558\uace4 \ud569\ub2c8\ub2e4. \u300c\ub178\ud558\uc6b0 \uacf5\uc720\u300d \ud639\uc740 \u300c\uc9c0\uc2dd \ub9e4\ub2c8\uc9c0\uba3c\ud2b8, \uc9c0\uc2dd \uacf5\uc720\u300d \ub4f1\uc73c\ub85c \ubd88\ub9ac\ub294 \uc774 \ubc29\ubc95\uc740 \ucd5c\uadfc \uc218\ub144\uac04 \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc778\ub825\uc774 \ubd80\uc871\ud55c \ud604\uc2dc\ub300\uc758 \uc81c\uc870 \uc0b0\uc5c5\uc5d0\uc120 \u300c\uae30\uc220\uc758 \uacc4\uc2b9\u300d\uc740 \ud070 \uacfc\uc81c\uc785\ub2c8\ub2e4. \uae30\uc220\uc740 \ud55c\ubc88 \uc783\uc73c\uba74 \ub418\ub3cc\ub9b4 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \ub354\uc6b1 \uc911\uc694\ud569\ub2c8\ub2e4. \uc601\uc5c5 \ubd84\uc57c\uc5d0\uc11c\ub3c4 \uc6b0\uc218\ud55c \ubc29\ubc95\uacfc \ub178\ud558\uc6b0\ub97c \ud300 \ub0b4\uc5d0\uc11c \uacf5\uc720\u30fb\ucd95\uc801\ud558\ub824\ub294 \uc6c0\uc9c1\uc784\uc774 \ud06c\uac8c \ub298\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc778\ud130\ub137\uc5d0\uc11c \ucc3e\uc744 \uc218 \uc788\ub294 \uc9c0\uc2dd\uacfc\ub294 \ub2ec\ub9ac \uc2e4\uc81c \uacbd\ud5d8\uc5d0\uc11c \ub098\uc628 \ub178\ud558\uc6b0\ub294 \uac1c\uc778\uc774 \uc18c\uc720\ud55c \u300c\uc5c5\ubb34 \uc9c0\ud61c\u300d \uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub178\ud558\uc6b0\ub97c \ub2e4\ub978 \ud300\uc6d0\uacfc \uacf5\uc720\ud560 \uc218 \uc788\ub2e4\uba74, \uc870\uc9c1\uc5d0 \uc788\uc5b4 \ud070 \uc790\uc0b0\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub178\ud558\uc6b0 \uacf5\uc720\ub85c \ubc1c\uc0dd\ud558\ub294 \uba54\ub9ac\ud2b8<\/h2>\n
\ub300\ubd80\ubd84 \uc870\uc9c1\uc740 \uac01\uae30 \ub2e4\ub978 \uacfc\uc81c\uc640 \ubb38\uc81c\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8 \uc6d0\uc778\uc740 \ub2e4\uc591\ud569\ub2c8\ub2e4. \uc774\ub54c \ub178\ud558\uc6b0\ub97c \uacf5\uc720\ud568\uc73c\ub85c\uc368 \uc870\uc9c1\uc758 \uacfc\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc774\uc81c \ub178\ud558\uc6b0 \uacf5\uc720\uc758 \uba54\ub9ac\ud2b8\ub97c \uba87 \uac00\uc9c0 \uc18c\uac1c\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc870\uc9c1 \ub0b4 \ub178\ud558\uc6b0 \uacf5\uc720\ub294 \ud300 \ub2a5\ub825\uc758 \uade0\ub4f1\ud654<\/h3>\n
\uc601\uc5c5 \ub2f4\ub2f9\uc790\ub294 \uac01\uac01\uc758 \ub178\ud558\uc6b0\ub97c \uac00\uc9c0\uace0 \uc788\uace0 \ubcf8\uc778 \ub098\ub984\uc758 \uc2a4\ud0c0\uc77c\ub85c \uc5c5\ubb34\uc5d0 \uc784\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098, \uc774\ub7ec\ud55c \ub178\ud558\uc6b0\ub294 \ub2f4\ub2f9\uc790\uac00 \uc774\ub3d9\ud558\uac70\ub098 \ud1f4\uc9c1\ud558\ub294 \uacbd\uc6b0 \uc5c6\uc5b4\uc9c0\uac8c \ub429\ub2c8\ub2e4. \ub3c5\uc790\uc801\uc778 \ub178\ud558\uc6b0\ub85c \ud68d\ub4dd\u30fb\uc720\uc9c0\ud574\uc654\ub358 \uace0\uac1d\uc774 \uc788\ub2e4\uba74 \uadf8 \uace0\uac1d\uc870\ucc28 \uc783\uac8c \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uadf8\ub7ec\ub098, \ub178\ud558\uc6b0\ub97c \uc870\uc9c1 \ub0b4\uc5d0 \uacf5\uc720\ud55c\ub2e4\uba74 \uc774\ub7ec\ud55c \ub9ac\uc2a4\ud06c\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc774\ub7ec\ud55c \ub178\ud558\uc6b0\ub97c \uacf5\uc720\ud558\uace0 \ubc30\uc6c0\uc73c\ub85c\uc368 \ub9ce\uc740 \ud300\uc6d0\uc774 \ub2a5\ub825\uc744 \ud0a4\uc6b4\ub2e4\uba74 \ud300 \ub2a5\ub825\uc758 \uade0\ub4f1\ud654\ub97c \uc774\ub8f0 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud300 \uc804\uccb4\uc758 \ud37c\ud3ec\uba3c\uc2a4\ub97c \uc62c\ub9ac\ub294 \uac83\ub3c4 \uac00\ub2a5\ud558\uba70 \ucd95\uc801\ub41c \ub2e4\uc591\ud55c \uc0ac\ub840\ub97c \ud65c\uc6a9\ud558\uc5ec \uc5ec\ub7ec \uc0c1\ud669\uc5d0 \ub300\uc751\ud560 \uc218 \uc788\ub294 \uc720\uc5f0\uc131\ub3c4 \uae30\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc791\uc5c5\uc758 \ubc18\ubcf5\uc744 \ub9c9\uace0 \uc791\uc5c5 \ud6a8\uc728\uc774 \ub192\uc544\uc9c4\ub2e4<\/h3>\n
\uac01 \ud300\uc6d0\uc774 \uacf5\ud1b5\uc73c\ub85c \ud558\ub294 \uc791\uc5c5\uc744 \ud1b5\ud569\ud558\uace0 \uacf5\uc720\ud568\uc73c\ub85c\uc368 \ubc18\ubcf5 \uc791\uc5c5\uc744 \uc904\uc5ec \uc2dc\uac04\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc601\uc5c5\uc5d0\uc11c\ub294 \ub2e8\uacc4\uc5d0 \ub530\ub77c \ud544\uc694\ud55c \uc815\ubcf4\uc640 \uc791\uc131\ud558\ub294 \uc790\ub8cc\uac00 \ub2e4\ub974\uc9c0\ub9cc, \uc774 \ubd80\ubd84\uc744 \uac01 \ud300\uc6d0\uc774 \uac1c\ubcc4\uc801\uc73c\ub85c \uc791\uc131\ud558\uace0 \uc788\ub2e4\uba74 \uc2dc\uac04\uc801 \uc190\uc2e4\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc790\ub8cc\ub294 \uace0\uac1d \ucc98\uac00 \ub2e4\ub974\ub354\ub77c\ub3c4 \ub0b4\uc6a9\uc774 \ud06c\uac8c \ub2e4\ub974\uc9c0 \uc54a\uc744 \uac83\uc785\ub2c8\ub2e4. \ud300\uc6d0 \uac04\uc5d0 \ub0b4\uc6a9\uc744 \uacf5\uc720\ud558\uba70 \ud544\uc694\uc5d0 \ub530\ub77c \uc77c\ubd80 \uc218\uc815\ud558\uc5ec \uc0ac\uc6a9\ud55c\ub2e4\uba74 \uc791\uc5c5 \ud6a8\uc728\uc740 \ub354\uc6b1 \ub192\uc544\uc9c8 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
\ud55c\uce35 \ub354 \ub098\uc544\uac00 \ub178\ud558\uc6b0 \uacf5\uc720\ub97c \ud1b5\ud574 \ub2e4\ub978 \ud300\uc6d0\uc774 \uc544\uc774\ub514\uc5b4\ub97c \ub0b4\uc5b4 \ubc1c\uc804\uc2dc\ud0a8\ub2e4\uba74 \ubcf4\ub2e4 \uc720\uc6a9\ud55c \uc790\ub8cc\ub85c \uac1c\uc120\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
\uace0\uac1d \ub9cc\uc871\ub3c4\uac00 \ub192\uc544\uc838 LTV \ud5a5\uc0c1\uc73c\ub85c \uc774\uc5b4\uc9c4\ub2e4<\/h3>\n
\ub178\ud558\uc6b0 \uacf5\uc720\uc5d0 \ub530\ub77c \ud300\uc6d0 \uc804\uccb4\uac00 \ub3d9\uc77c\ud55c \ud0dc\ub3c4\ub97c \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uace0\uac1d\uc758 \uc2e0\ub8b0\ub97c \ub192\uc774\uace0 LTV(\uace0\uac1d \uc0dd\uc560 \uac00\uce58)\uc758 \ud5a5\uc0c1\uc73c\ub85c \uc774\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n
\uace0\uac1d\uc740 \ub2f4\ub2f9\uc790\uac00 \ubc14\ub014 \ub54c\ub9c8\ub2e4 \uc0c1\ud669\uc744 \ub2e4\uc2dc \uc124\uba85\ud558\uac70\ub098 \ub3d9\uc77c\ud55c \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud558\ub294 \uac83\uc744 \uc2eb\uc5b4\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098, \ub178\ud558\uc6b0 \uacf5\uc720\uac00 \ucda9\ubd84\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c0\uba74 \uc774\ub7ec\ud55c \uc0c1\ud669\uc744 \ub9c9\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uae30\uc874 \uace0\uac1d\uc758 \uc2e0\ub8b0\ub97c \ud55c\uce35 \ub450\ud141\uac8c \ud558\uace0 \uc9c0\uc18d\uc801\uc778 \uae30\uc5c5 \uc774\uc775\uc744 \uc704\ud574 \ub178\ud558\uc6b0 \uacf5\uc720\ub294 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n
\ud300\uc6d0 \uac04\uc758 \uc2e0\ub8b0 \uad00\uacc4\uac00 \ub450\ud130\uc6cc\uc9c4\ub2e4<\/h3>\n
\ud300\uc6d0 \uac04\uc758 \uae34\uc7a5\uac10\uacfc \uacbd\uc7c1\uc774 \uc801\uc808\ud788 \uc788\ub2e4\uba74 \ud300\uc5d0 \uc788\uc5b4 \uae0d\uc815\uc801\uc778 \uc694\uc18c\uac00 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \ub204\uad70\uac00\uac00 \ub098\ub9cc\uc758 \uc815\ubcf4\ub098 \ud14c\ud06c\ub2c9\uc744 \uc5fc\ud0d0\ud55c\ub2e4\uba74 \ud300\uc6d0 \uac04 \uad00\uacc4\uc5d0\ub3c4 \uc545\uc601\ud5a5\uc744 \ub07c\uce58\ub294 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\uadf8\ub7ec\ub098, \ub178\ud558\uc6b0\ub97c \uc801\uadf9\uc801\uc73c\ub85c \uacf5\uc720\ud55c\ub2e4\uba74 \uc774\ub7ec\ud55c \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc0ac\uc18c\ud55c \uc815\ubcf4\uc640 \uc57d\uac04\uc758 \ud14c\ud06c\ub2c9\uc774\ub77c\ub3c4 \uc624\ud508\ud560 \uc218 \uc788\ub294 \ud658\uacbd\uc774\ub77c\uba74 \ud300 \ub0b4 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\ub3c4 \uc790\uc5f0\ud788 \ud65c\uc131\ud654\ub420 \uac83\uc785\ub2c8\ub2e4. \ub610\ud55c, \ud300\uc6d0 \uac04\uc758 \uc2e0\ub8b0 \uad00\uacc4\uac00 \ub192\uc544\uc9c4\ub2e4\uba74 \ubb38\uc81c\ub098 \uc0ac\uace0\uac00 \uc77c\uc5b4\ub0a0 \ub54c\ub3c4 \ud300\uc73c\ub85c\uc11c \ub300\ucc98\ud558\uace0 \uc218\uc2b5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub178\ud558\uc6b0 \uacf5\uc720 \ud504\ub85c\uc138\uc2a4<\/h2>\n
\uc774\uc81c \ub178\ud558\uc6b0\ub97c \uacf5\uc720\ud558\ub294 \ud504\ub85c\uc138\uc2a4\uc5d0 \ub300\ud574 \uc124\uba85\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c \uc791\uc5c5\uc740 \uc870\uc9c1\uc758 \uaddc\ubaa8\uc640 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2e4\ub974\uaca0\uc9c0\ub9cc \uc790\uc0ac\uc5d0 \ub9de\ub294 \ubc29\uc2dd\uc73c\ub85c \ub3c4\uc785\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n
\ub610\ud55c, \uacf5\uc720 \ud504\ub85c\uc138\uc2a4\ub97c \uad6c\uc131\ud558\uace0 \uc6d0\ud65c\ud788 \uc801\uc6a9\ud558\uae30\uae4c\uc9c0 \uaddc\uce59\uc758 \uc218\ub9bd\uacfc \ud604\uc7a5\uc758 \uc758\uacac \uc870\uc815 \ub4f1 \ub2e4\uc591\ud55c \uc791\uc5c5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubd80\uc11c \ub0b4 \ud504\ub85c\uc81d\ud2b8 \ub2f4\ub2f9\uc790\ub97c \ub450\uace0 \uc9c4\ud589\ud558\ub294 \uac83\uc774 \uc88b\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
1. \uc65c \ud544\uc694\ud55c\uac00\ub97c \uc774\ud574\uc2dc\ud0a4\uae30<\/h3>\n
\uc0c8\ub85c\uc6b4 \uac83\uc744 \uc2dc\uc791\ud558\ub824\uba74 \ube48\ubc88\ud788 \u300c\ub610 \ubb34\uc5b8\uac00 \uc4f8\ub370\uc5c6\ub294 \uc77c\uc744\u2026\u300d\uacfc \uac19\uc740 \ubd80\uc815\uc801 \ubc18\uc751\uc774 \ub098\uc624\uae30 \uc27d\uc2b5\ub2c8\ub2e4. \ub300\ubd80\ubd84 \u300c\uc77c\uc774 \ub298\uc5b4\ub09c\ub2e4\u300d \u300c\uadc0\ucc2e\ub2e4\u300d\uc640 \uac19\uc740 \uc0ac\uc18c\ud55c \ubc18\uc751\uc77c \uc218 \uc788\uc9c0\ub9cc, \uadf8\ub300\ub85c \ubc29\uce58\ud558\uba74 \ud300\uc774 \ubc1c\uc804\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub178\ud558\uc6b0 \uacf5\uc720\ub97c \ud558\uae30 \uc804\uc5d0 \uc6b0\uc120 \u300c\uc65c \uc774\uac83\uc774 \ud544\uc694\ud55c\uac00\u300d\uc640 \uac19\uc774 \uc870\uc9c1 \ub0b4\uc5d0 \ucda9\ubd84\ud55c \uc774\ud574\uac00 \ubc11\ubc1b\uce68\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
\ub610\ud55c, \ub178\ud558\uc6b0 \uacf5\uc720\ub97c \uc704\ud574\uc120 \u2018\uc77c\uc774 \ub298\uc5b4\ub09c\ub2e4 \u2019\ub294 \uc0ac\uc2e4\uc774\uae30 \ub54c\ubb38\uc5d0 \uadf8 \uc774\uc0c1\uc758 \uba54\ub9ac\ud2b8\uac00 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \ud300\uc6d0 \uc804\uccb4\uac00 \ud655\uc2e4\ud788 \uc774\ud574\ud560 \uc218 \uc788\ub3c4\ub85d \uc124\ub4dd\ud574\uc57c \ud569\ub2c8\ub2e4. \ud234\uc744 \uc0ac\uc6a9\ud560 \uacbd\uc6b0, \uc815\ubcf4\ub97c \uc785\ub825\ud558\ub294 \uc2dc\uac04\uc774 \ud544\uc694\ud558\uc9c0\ub9cc \uc791\uc5c5 \ud6a8\uc728\uc774 \ub192\uc544\uc838 \ud575\uc2ec \uc5c5\ubb34\uc5d0 \ubab0\ub450\ud560 \uc218 \uc788\ub294 \uc2dc\uac04\uc774 \ub298\uc5b4\ub098\uac8c \ub429\ub2c8\ub2e4. \uc774 \uac19\uc740 \ud504\ub85c\uc138\uc2a4\ub97c \ubc18\ubcf5\ud558\uba74 \ud300\uc5d0 \uc788\uc5b4 \ub9e4\uc6b0 \ud070 \uc7a5\uc810\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
2. \uacf5\uc720 \uaddc\uce59 \uc815\ud574\ub450\uae30<\/h3>\n
\ub2e4\uc74c\uc73c\ub85c \ud544\uc694\ud55c \uac83\uc740 \uacf5\uc720 \uaddc\uce59\uc744 \uc815\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc6b0\uc120 \uc815\ud574\uc57c \ud560 \uac83\uc740 \u300c\ubb34\uc5c7\uc744 \uacf5\uc720\ud560\uae4c\u300d \uc785\ub2c8\ub2e4.<\/p>\n
\ubc29\ubb38, \uacac\uc801\uc11c \uc218 \ub4f1\uc758 \ud589\ub3d9 \ub7c9, \ud65c\uc6a9\ud55c \uc790\ub8cc \ub4f1\uc740 \uc22b\uc790\ub098 \ud30c\uc77c \uc774\ub984\uc73c\ub85c \ud45c\uc2dc\ud558\ub294 \uac83\uc774 \uac00\ub2a5\ud558\uc9c0\ub9cc, \u300c\uacc4\uc57d\uc758 \ud074\ub85c\uc9d5 \ud0c0\uc774\ubc0d\uc744 \ud310\ub2e8\ud558\ub294 \ubc29\ubc95\u300d\uc774\ub098 \u300c\uc0c1\ud669\uc5d0 \ub530\ub978 \ub300\ud654 \ub0b4\uc6a9\u300d \ub4f1\uc740 \uadf8\ub300\ub85c \uae30\ub85d\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc790\uc138\ud55c \uae30\ub85d\uc740 \uc785\ub825 \uc791\uc5c5 \uc790\uccb4\ub85c \ud070 \ubd80\ub2f4\uc774 \ub418\uc5b4 \ubc84\ub9bd\ub2c8\ub2e4.<\/p>\n
\uadf8\ub807\ub2e4\uace0 \ud574\uc11c \uae30\ub85d \ubc29\ubc95\uc744 \ud1b5\uc77c\ud574 \ub450\uc9c0 \uc54a\uc73c\uba74 \ub098\uc911\uc5d0 \ub0b4\uc6a9\uc744 \uc54c\uae30 \uc5b4\ub824\uc6b4 \uacbd\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc774\ud574\ud558\ub294 \ub370 \ubb38\uc81c\uac00 \uc5c6\ub294 \uae30\ub85d \ubc29\ubc95\uc73c\ub85c \ud1b5\uc77c\ud574 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
3. \uacf5\uc720 \ubc29\ubc95 \ub9cc\ub4e4\uae30<\/h3>\n
\uaddc\uce59 \uc124\uc815\uacfc \ud568\uaed8 \u300c\uc5b4\ub5a4 \ud234\uc744 \uc0ac\uc6a9\ud560\uae4c\u300d \u300c\uc5b4\ub5bb\uac8c \uc5c5\ubb34\uc5d0 \uc811\ubaa9\ud574 \uac08\uae4c\u300d \u300c\uc131\uacfc\ub97c \uc5b4\ub5a4 \uc9c0\ud45c\ub85c \uce21\uc815\ud560\uae4c\u300d \u300c\uc218\uc815 \ud0c0\uc774\ubc0d\uc744 \uc5b4\ub514\uc5d0 \uc124\uc815\ud560\uae4c\u300d\uc640 \uac19\uc740 \ub178\ud558\uc6b0 \uacf5\uc720\ub97c \ud558\ub294 \ubc29\ubc95\ub3c4 \ub9cc\ub4e4\uc5b4 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
\uc6cc\ud06c\ud50c\ub85c\uc6b0\uc5d0 \ubcc0\ud654\ub97c \uc8fc\ub294 \ubc29\ubc95\uc744 \ub9cc\ub4e4 \ub54c\ub294 \u300c\ud574\ubcf4\uc9c0 \uc54a\uc73c\uba74 \ubaa8\ub978\ub2e4\u300d\uc640 \uac19\uc740 \uc0dd\uac01 \ub54c\ubb38\uc5d0 \u300c\uc77c\ub2e8 \ud574\ubcf4\uace0 \ubd80\uc871\ud55c \ubd80\ubd84\uc744 \uac80\ud1a0\ud574\ubcf4\uc790\u300d\uc640 \uac19\uc740 \uc0dd\uac01\uc744 \ud558\uae30 \uc27d\uc2b5\ub2c8\ub2e4.<\/p>\n
\uadf8 \uacb0\uacfc \u300c\uc5ed\uc2dc \uc548\ub418\ub124\u300d\uc640 \uac19\uc740 \uc0dd\uac01\uc73c\ub85c \uacb0\ub860 \ub0b4\uae30\uac00 \uc27d\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ud55c \uacb0\ub9d0\uc744 \ud53c\ud558\uae30 \uc704\ud574\uc11c\ub3c4 \uc0ac\uc804\uc5d0 \uac00\ub2a5\ud55c \ubc29\ubc95\uc744 \uc0dd\uac01\ud574 \ub450\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub807\uc9c0 \uc54a\uc73c\uba74, \ud234\uacfc \uc2dc\uc2a4\ud15c\uc5d0 \ud22c\uc790\ud55c \uac83\uc774 \uc4f8\ubaa8 \uc5c6\uc5b4\uc9c0\uace0 \u300c\uc6b0\ub9ac\ub294 \ub178\ud558\uc6b0 \uacf5\uc720\ub294 \ubd88\uac00\ub2a5\ud558\ub2e4\u300d\uc640 \uac19\uc740 \ucd5c\uc545\uc758 \uc0c1\ud669\uc744 \ub9cc\ub4e4\uac8c \ub429\ub2c8\ub2e4.<\/p>\n
4. \uc131\uacfc\ub97c \uac80\uc99d\ud558\uace0 \uac1c\uc120\uc744 \ubc18\ubcf5\ud558\uae30<\/h3>\n
\ub178\ud558\uc6b0 \uacf5\uc720\ub97c \uc2dc\uc791\ud558\uace0 \uc0c1\ud669\uc744 \uc218\uc2dc\ub85c \ubaa8\ub2c8\ud130\ud574\uc57c \ud569\ub2c8\ub2e4. \u300c\ubaa8\ub4e0 \ud300\uc6d0\uc774 \ubb38\uc81c \uc5c6\uc774 \uacf5\uc720 \ubc29\ubc95\uc744 \ud65c\uc6a9\ud560 \uc218 \uc788\ub294\uac00\u300d,\u300c\uc131\uacfc\ub294 \uc624\ub974\uace0 \uc788\ub294\uac00\u300d,\u300c\uc218\uc815\uc774 \ud544\uc694\ud55c \ubd80\ubd84\uc740 \uc5c6\ub294\uac00\u300d \ub4f1 \ud604\uc7a5\uc758 \uc0c1\ud669\uc5d0 \ub530\ub77c \uac1c\uc120\uc744 \ubc18\ubcf5\ud574 \ub098\uac00\uba74 \uc27d\uac8c \uc131\uacfc\ub97c \uc62c\ub9b4 \uc218 \uc788\ub294 \ubc29\ud5a5\uc73c\ub85c \uac1c\uc120\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub178\ud558\uc6b0 \uacf5\uc720\uc758 \ubaa9\uc801\uc744 \uadf8 \ubc29\ubc95\uc744 \ub9cc\ub4dc\ub294 \uac83\uc5d0\uc11c\ub9cc \uc9d1\uc911\ud574\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4. \uc774\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uc5ec\uc57c \uc218\uc775\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubb3c\ub860, \ubc14\ub85c \uc131\uacfc\uac00 \ub098\ud0c0\ub098\uc9c0\ub294 \uc54a\uae30 \ub54c\ubb38\uc5d0 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uc131\uacfc\ub97c \uce21\uc815\ud558\uace0 \ud300\uc6d0\uc758 \uc758\uacac\ub3c4 \uacf5\uc720\ud558\uba74\uc11c \ub2e4\ub4ec\uc5b4 \ub098\uac00\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
\ub178\ud558\uc6b0 \uacf5\uc720\uc5d0\uc11c \ud50c\ub7ab\ud3fc\uc774 \ub418\ub294 \ud234\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc5b4\ub5a4 \ud234\uc774 \uc88b\uc740\uc9c0\ub294 \uc870\uc9c1\uc758 \uaddc\ubaa8\ub098 \uc0c1\ud669\uc5d0 \ub530\ub77c \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub178\ud558\uc6b0 \uacf5\uc720\uc5d0 \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \ud234\uc758 \uc885\ub958 \uba87 \uac00\uc9c0\ub97c \uc18c\uac1c\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n
\uc0ac\ub0b4 SNS<\/h3>\n
\uc0ac\ub0b4 SNS\ub97c \uc0ac\uc6a9\ud55c\ub2e4\uba74 \uc815\ubcf4\uc758 \ubc1c\uc2e0\u30fb\uae30\ub85d\uc774 \uc26c\uc6cc\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubd80\uc11c\ub97c \ub118\uc740 \uc790\uc720\ub85c\uc6b4 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc774 \uac00\ub2a5\ud558\uace0 \uc0ac\uc6a9 \ubc29\ubc95\uc740 \ub2e4\uc591\ud569\ub2c8\ub2e4.<\/p>\n
\ub2e8, \ucd95\uc801\ub41c \uc815\ubcf4 \uad00\ub9ac\ub77c\ub294 \uc810\uc5d0\uc11c \uc791\uc5c5\uc774 \ubcf5\uc7a1\ud574\uc9c0\uae30 \ub54c\ubb38\uc5d0 \uaddc\ubaa8\uac00 \ud070 \uc870\uc9c1\uc5d0\ub294 \uc801\ud569\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n
\uadf8\ub8f9\uc6e8\uc5b4<\/h3>\n
\uadf8\ub8f9\uc6e8\uc5b4\ub294 \uc815\ubcf4\uc758 \ubc1c\uc2e0\u30fb\uae30\ub85d \uc774\uc678\uc5d0 \uc2a4\ucf00\uc904 \ubc0f \ud0dc\uc2a4\ud06c \uad00\ub9ac\u30fb\uacf5\uc720\ub3c4 \uac00\ub2a5\ud558\uae30 \ub54c\ubb38\uc5d0 \ub178\ud558\uc6b0 \uacf5\uc720\ub97c \ud558\uae30 \uc801\ud569\ud569\ub2c8\ub2e4. \uc774\ubbf8 \uc774\ub7ec\ud55c \ud234\uc744 \ub3c4\uc785\ud558\uace0 \uc788\ub2e4\uba74, \ud604\uc7a5 \ub2f4\ub2f9\uc790\uc758 \ubd80\ub2f4\ub3c4 \ub35c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
\uc628\ub77c\uc778 \ud559\uc2b5 \ud50c\ub7ab\ud3fc<\/h3>\n
\uc774\ub7ec\ud55c \ub178\ud558\uc6b0\ub97c \uc628\ub77c\uc778 \ud559\uc2b5 \ud50c\ub7ab\ud3fc\uc5d0 \ucd95\uc801\ud55c\ub2e4\uba74 \uc778\uc7ac \uc721\uc131\uc5d0 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac01 \ud300\uc6d0\uc774 \uc5b8\uc81c\ub098 \uacfc\uac70 \ub178\ud558\uc6b0\ub97c \uacf5\uc720\ud560 \uc218 \uc788\uace0, \uc2e0\uaddc \ub2f4\ub2f9\uc790\uac00 \ube60\ub974\uac8c \ud37c\ud3ec\uba3c\uc2a4\ub97c \ub192\uc774\ub294 \ub370\ub3c4 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n
\ub178\ud558\uc6b0\ub97c \u300c\uae30\uc5c5\uc758 \uc790\uc0b0\u300d\uc774\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4\uba74, \ub178\ud558\uc6b0 \uacf5\uc720\ub294 \uc790\uc0b0 \uac00\uce58\ub97c \ucd5c\ub300\ud654\ud558\ub294 \ud6a8\uacfc\uc801\uc778 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n
\uc138\uc77c\uc988\ud3ec\uc2a4\uc5d0\uc11c\ub294 \u300cmyTrailhead<\/a>\u300d\ub77c\ub294 \uc628\ub77c\uc778 \ud559\uc2b5 \ud50c\ub7ab\ud3fc\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\ub178\ud558\uc6b0 \uacf5\uc720\ub97c \uc131\uacf5\uc2dc\ud0a4\uae30 \uc704\ud55c \ud3ec\uc778\ud2b8\ub294?<\/h2>\n
\ub178\ud558\uc6b0 \uacf5\uc720\ub294 \uaddc\uce59\uacfc \ud504\ub85c\uc138\uc2a4\uc758 \uad6c\ucd95\uc5d0\uc11c \ub3c4\uc785\u30fb\uc6b4\uc601\uae4c\uc9c0 \uba87 \uac00\uc9c0 \uc791\uc5c5\uc744 \uac78\uccd0 \uc2e4\ud604\ub429\ub2c8\ub2e4. \uadf8\ub7ec\ub098, \uadf8 \ud504\ub85c\uc138\uc2a4\uc5d0\ub294 \uc8fc\uc758\ud574\uc57c \ud560 \ud3ec\uc778\ud2b8\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\ub9c8\uc9c0\ub9c9\uc73c\ub85c \ub178\ud558\uc6b0 \uacf5\uc720\ub97c \uc131\uacf5\uc2dc\ud0a4\uae30 \uc704\ud55c \ud3ec\uc778\ud2b8 2\uac00\uc9c0\ub97c \uc18c\uac1c\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n
\ud63c\ub780\uc774 \uc5c6\ub3c4\ub85d \uae00\ub85c \ub0a8\uaca8\ub450\uae30<\/h3>\n
\ub178\ud558\uc6b0\ub97c \uacf5\uc720\ud558\ub294 \ub370 \uc788\uc5b4 \u300c\ubc29\ubb38 \uc81c\uc548 \ud6c4 \ubc18\ub4dc\uc2dc \uc804\ud654\ub85c \ud314\ub85c\uc5c5\u300d\uacfc \uac19\uc740 \ubc29\ubc95\uc740 \ucda9\ubd84\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc791\uc131 \ubc29\ubc95\uc740 \u300c\uc5b8\uc81c\u300d\uac00 \ubaa8\ud638\ud558\uace0 \u300c\ub204\uad6c\uc5d0\uac8c\u300d \u300c\uc5b4\ub5bb\uac8c\u300d\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \u300c\ud314\ub85c\uc5c5\u300d\ub9cc\uc73c\ub85c\ub294 \u300c\uac80\ud1a0 \ubd80\ud0c1\ub4dc\ub9bd\ub2c8\ub2e4\u300d\ub9cc\uc73c\ub85c \ub05d\ub0b4\uae30 \uc27d\uc2b5\ub2c8\ub2e4.<\/p>\n
\u300c\uc81c\uc548\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\ub97c \uc5b4\ub5bb\uac8c \uce21\uc815\ud558\ub294\uac00\u300d \u300c\ud68c\uc2e0\uc744 \ubc1b\ub294 \uae30\uac04\uc744 \uc5b8\uc81c\ucbe4\uc73c\ub85c \uc124\uc815\ud560\uae4c\u300d\uc640 \uac19\uc740 \uc0ac\ud56d\uc744 \uba85\ud655\ud788 \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n
\ub178\ud558\uc6b0 \uacf5\uc720\uc640 \uc778\uc0ac \ud3c9\uac00\ub97c \ub9c1\ud06c\ud558\uae30<\/h3>\n
\ub2a5\ub825\uc774 \ub192\uc740 \ud300\uc6d0\uc5d0\uac8c \uc788\uc5b4 \ub178\ud558\uc6b0\ub294 \uc790\uc2e0\uc758 \ubb34\uae30\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4. \u300c\uadf8\ub2e4\uc9c0 \uacf5\uac1c\ud558\uace0 \uc2f6\uc9c0 \uc54a\ub2e4\u300d\ub77c\ub294 \uac10\uc815\uc774 \uc0dd\uae38 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uc790\uc2e0\uc758 \ub178\ud558\uc6b0\ub97c \uacf5\uac1c\ud558\uba74 \uc778\uc13c\ud2f0\ube0c\ub97c \uc9c0\uae09\ud558\uac70\ub098 \uc778\uc0ac \ud3c9\uac00\uc640 \uc5f0\uad00 \uc9d3\ub294 \ub4f1 \ubcf4\uc0c1 \ud504\ub85c\uc138\uc2a4\ub97c \ub9cc\ub4dc\ub294 \uac83\ub3c4 \uc88b\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
\ub3d9\uc2dc\uc5d0 \ub178\ud558\uc6b0\ub97c \ud559\uc2b5\ud55c \uce21\ub3c4 \ubc30\ub824\ud558\uc5ec \ub2e4\ub978 \ud300\uc6d0\uc758 \ub178\ub825\uc744 \ud65c\uc6a9\ud55c \uba54\ub9ac\ud2b8\ub97c \uc774\ud574\ud558\uace0 \uc5c5\ubb34\uc5d0 \uc801\uc6a9\ud558\uc5ec \ud3c9\uac00\ud55c\ub2e4\uba74 \ubcf4\ub2e4 \uc88b\uc740 \uacb0\uacfc\ub97c \uc5bb\uc744 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n
\ubb34\uc5c7\uacfc\ub3c4 \ubc14\uafc0 \uc218 \uc5c6\ub294 \ub178\ud558\uc6b0\ub780 \uc790\uc0b0\uc744 \uc720\uc6a9\ud558\uac8c \ud65c\uc6a9\ud569\uc2dc\ub2e4<\/h2>\n
\uac1c\uc778\uc774 \uacbd\ud5d8\ud558\uc5ec \uc2b5\ub4dd\ud55c \ub178\ud558\uc6b0\ub294 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774\ub098 \uc815\ubcf4, \ube44\uc988\ub2c8\uc2a4 \ud234\ucc98\ub7fc \u300c\uad6c\uc785\ud558\uc5ec \ub3c4\uc785\ud55c\ub2e4\u300d\uac00 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. \uc989, \uae30\uc5c5\uc5d0 \uc788\uc5b4 \uc774\ub7ec\ud55c \ub178\ud558\uc6b0\ub294 \ud070 \uc790\uc0b0\uc785\ub2c8\ub2e4.<\/p>\n
\uc774 \uc790\uc0b0\uc744 \uc5b4\ub5bb\uac8c \ucd95\uc801\ud558\uace0, \uacf5\uc720\ud558\uc5ec \uc720\uc6a9\ud558\uac8c \ud65c\uc6a9\ud560 \uac83\uc778\uac00\ub294 \ubaa8\ub4e0 \uae30\uc5c5\uc774 \uace0\ub824\ud574\uc57c \ud560 \uacfc\uc81c\uc785\ub2c8\ub2e4. \ubb34\uc5c7\uacfc\ub3c4 \ubc14\uafc0 \uc218 \uc5c6\ub294 \ub178\ud558\uc6b0 \uc790\uc0b0\uc744 \ud65c\uc6a9\ud558\uc5ec \uc5c5\ubb34\uc5d0 \uc801\uc6a9\ud574\ubcf4\uc2ed\uc2dc\uc624.<\/p>\n","protected":false},"excerpt":{"rendered":"
\uac01 \ud300\uc6d0\uc740 \ub2e4\uc591\ud55c \ud604\uc7a5\uacfc \uac01\uc790\uc758 \uacbd\ud5d8\uc5d0\uc11c \uc2b5\ub4dd\ud55c \ub2e4\uc591\ud55c \ub178\ud558\uc6b0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub178\ud558\uc6b0\ub294 \uae30\uc5c5\uc5d0 \uc788\uc5b4 \uadc0\uc911\ud55c \uc790\uc0b0\uc785\ub2c8\ub2e4. \ud300\ub0b4\uc5d0\uc11c \ub178\ud558\uc6b0\ub97c \uacf5\uc720\ud558\ub294 \uac83\uc774 \uac00\ub2a5\ud558\ub2e4\uba74, \ud300 \uc804\uccb4\uc758 \ud37c\ud3ec\uba3c\uc2a4\uac00 \uc62c\ub77c\uac00\uace0 \uc5c5\ubb34\ub97c \ud55c\uce35 \ub354 \ud6a8\uc728\uc801\uc73c\ub85c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774…<\/p>\n","protected":false},"author":1,"featured_media":824,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"sf_justforyou_enable_alt":true,"optimizely_content_id":"","post_meta_title":"","ai_synopsis":"","_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"sf_content_type":[],"blog":[87],"coauthors":[8],"class_list":["post-825","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","blog-sales"],"yoast_head":"\n
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