North America



SFRA Version



Computop has offered payment and consulting expertise since 1997 and developed into a leading global payment solutions provider. Leading online vendors, such as Stokke have been utilizing the Computop Paygate to process payments securely and compliantly. The Computop Paygate is a complete payment solution porfolio that provides merchants with: comprehensive international payment methods, global fraud detection and prevention system, a 90 day extended payment guarantee for Verified by Visa and MasterCard Secure Code transactions, payment guarantees for an array of other payment types, and organized merchandise management and accounting system. The Paygate has processed over 96 million transactions with a value of 9 Billion US-Dollar a figure that is showing rapid growth per annum. Computop has offices in the USA, UK, Germany, China and Hong Kong to address international market and industry needs.

Integration Overview

The component provides access to the Computop Paygate, which makes it easy for merchants and retailers to implement and manage their payment transactions online in a secure, compliant and seamless manner. As a complete payment solution the Paygate includes:

  • International payment methods
  • Local payment methods
  • Extended 90 day payment guarantee for Verified by Visa and MasterCard SecureCode
  • Payment guarantee for payment methods
  • Fraud Prevention
  • Risk Management -with access to relevant European credit agencies, which gives clients more security when accepting unsecure payment methods
  • Merchandise management system
  • X-Channel mobile shop integration

Payment data through the component is transmitted and processed by the Computop Paygate. The Paygate is PCI DSS 2.0 level 1 compliant, allowing it to store data and credit card information. Clients are provided tokenized pseudo card numbers (PCN) for client use and convenience.

Integration Features

  • International payment methods (Visa, MasterCard, American Express, JCB, Diners Club, PayPal, PayPal express)
  • Over 60 Local payment methods including Maestro, Carte Bleue, Dankorte, giropay, Sofortüberweisung, iDeal, mpass, Klarna, ELV, Trustly, Boleto Bancario, Qiwi)
  • Extended 90 day payment guarantee for Verified by Visa and MasterCard SecureCode
  • Payment guarantee for payment methods (e.g. IDEAL, Sofortüberweisung, giropay, Klarna
  • Fraud Prevention (3D Secure, Individually configurable Velocity Checks, Black and White lists, bank account verification, PayControl)
  • PayControl is the Risk Management system with access to relevant European credit agencies: arvato infoscore, Bürgel, Creditreform, deltavista, Domnowski, Schufa, Universum. This gives merchants more security when accepting unsecure payment methods.
  • Paygate China which provides Least Cost Routing for 99bill, Alipay, ChinaPay, Tenpay, Yeepay. Chinese payment methods including Alipay Wallet + Online Bank Transfer + China Union Pay Cards within the Chinese Firewall.
  • Salesforce Commerce Cloud backend for the Computop module available in Mandarin