North America


Marketing/Email Marketing


Grow your sales by offering your Canadian customers instant payment plans for their purchases. PayBright provides friendly, transparent financing to Canadian consumers at the point-of-sale, both online and in-store. Our instant payment plans are offered by over 2,700 merchants across Canada, including leading domestic and international e-commerce retailers. PayBright is the first financing provider to offer e-commerce payment plans in Canada.

Merchants using PayBright have seen sales increases of as much as 30% through attracting new customers, increasing conversion rates, and increasing average order values. Customers benefit by spreading the cost of larger purchases into monthly installments. Through PayBright, merchants can also offer customers promotional financing, such as 0% interest. PayBright does not require customers to sign up for a credit card, and never charges retroactive interest, compounding interest, hidden punitive fees, or prepayment penalties. Operating since 2009, PayBright is backed by major financial institutions in Canada and has approved approximately $300 million consumer credit since inception.

Integration Overview

The PayBright cartridge for Salesforce Commerce Cloud enables Canadian customers to buy from your store and pay for orders over time in convenient monthly installments. 

When e-commerce customers choose PayBright as their payment method at checkout, they are redirected to PayBright to enter their information and payment details and accept an installment payment contract. Once the transaction is complete, they are returned to your website. The entire process typically takes less than one minute. Merchants receive their funds from PayBright the next business day. PayBright is currently available only in Canada. Contact PayBright at to begin offering PayBright!

Integration Features

  • Canada's first e-commerce installment payment solution
  • Full integration with Salesforce Commerce Cloud
  • Instant approval and rapid process: within seconds, PayBright verifies the customer’s identity and payment information, and grants instant credit
  • Next-day payment to merchants with no customer credit risk
  • Sales increase of up to 30%
  • Net Promoter Score of 72 among merchants and A+ rating with the Better Business Bureau
  • Virtual credit accounts can be used for multiple transactions, helping drive repeat purchases
  • Both merchants and customers receive access to their own online portals to monitor loan activity
  • No retroactive or compounding interest, hidden charges, or prepayment penalties